In the current economic situation, profitable and safe investment opportunities for citizens are becoming increasingly limited. Inflation pressures, fluctuations in the currency market, and overall market uncertainty make investment decisions more risky.
Medianews.az reports that these words were spoken by economist expert and chairman of the Liberal Economists Center Akif Nasirli in an interview with Axar.az while discussing investment opportunities.
According to him, the safest investment instruments currently are areas with relatively low risk levels and high liquidity:
"Although government bonds and bank deposits create some degree of safety in terms of stability, real profitability often remains limited against the backdrop of inflation.
Real estate remains one of the investment fields that preserve its value in the long term. The income from land plots mainly depends on future government planning and infrastructure projects. Although the liquidity of this type of investment is low, if chosen properly it can bring high profits.
Cars are mostly considered expenses rather than investments and lose value over time."
Akif Nasirli also touched upon alternative investment instruments, stating that although precious metals and cryptocurrencies are highly risky, with proper timing and market analysis they can create certain profit opportunities:
"Moreover, one of the main mistakes citizens make when investing is incorrectly assessing the risk and return ratio, concentrating the investment in one area, and making emotional decisions.
Among the promising areas for 2026–2027 are some segments of real estate—particularly apartments and commercial properties in city centers and developing regions—which can provide stable income and price growth. In the business sphere, technology, e-commerce, and service sectors look promising because population and business needs are directed towards these fields. In alternative investments, partially precious metals, gold, and some stable cryptocurrencies may be interesting for short- and medium-term risk management.
Overall, the investment strategy should balance both income potential and risks, and be built on diversification and market research," he noted.
